Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
Here’s answers to your top MMA questions.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
MMAs with no minimum balance
If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/13/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/13/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.73%APY
VS
National Average
0.46%APY
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- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
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Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
The best account to save your money will vary by your goal.
These credit unions offer great rates and top-notch features — and many make it easy to join.
CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
Looking to save more? Here are proven strategies to grow your savings this year.
Use these strategies to keep your deposits safe when they top FDIC limits.
Don’t wait for the next Fed meeting to see where rates go before opening a deposit account.
Many of these options are flexible to your schedule.
A savings account can be a great tool to teach your child about money. Here are a few of our favorites.
Savings yields topping inflation could let you hold onto your purchasing power.
Consider a savings account with an APY above the inflation rate.
Wondering what to do when it comes to saving during a recession? Here’s what the experts have to say.
CDs come in many varieties, making it easy to find one that meets your needs.
Here’s a look at every time the FDIC has increased its deposits insurance limits.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
Take these simple steps to jumpstart your savings plan for a new car.
On average, Americans have kept the same bank accounts for over a decade.
Get the latest rates on top-yielding money market accounts.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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