Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
Here’s answers to your top MMA questions.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
MMAs with no minimum balance
If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/13/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/13/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.73%APY
VS
National Average
0.46%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.
Here’s the difference between APY and interest rate.
It’s possible to negotiate a higher-yielding savings account at your bank.
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
Finding the right savings account consists of comparing rates, fees and more.
These are the key differences between an FSA and an HSA, and how to choose the right one for you.
Learn why you need to check your APY.
Take control of your money and build a six-figure financial foundation. Here’s how.
The trusted provider of accurate rates and financial information