Skip to Main Content

Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Explore MMA basics

A man looking at a comically large stack of cash
This type of account can offer a low-risk way to earn a high yield.
A senior man is on a smartphone.
Here’s answers to your top MMA questions.
Two women look over paperwork and a computer
Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

MMA

Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

Arrow Right Icon
MMA

Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

MMA

How MMAs work

Bankrate's complete guide to money market accounts and how they work.

Image for MMAs with no minimum balance
MMA

MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

 

Arrow Right Icon
Bankrate logo

Weekly MMA Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

Bankrate Partner Average

3.73%APY
VS

National Average

0.46%APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Latest articles

Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
piggybank on a riser
Here are some of the best savings accounts you can sign up for as a business owner.
man and woman working together at a computer in an office
Find the right business savings account to help your company’s money grow.
Person working at table with computer, drinking coffee and looking at smartphone
Learn why you need to check your APY.
couple with bank worker
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
Person looking at smartphone
The best account to save your money will vary by your goal.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
A man researches on a tablet.
CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
Person on laptop computer
The APY percentage shows how much an account earns per year. Here’s what you need to know.
piggy bank on a steering wheel
Take these simple steps to jumpstart your savings plan for a new car.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Side view of father cooking food while daughter having apple in kitchen
These simple moves can help you build a cash cushion.
Senate building in Washington DC
Sweeping changes at the Consumer Financial Protection Bureau (CFPB) signal what would be a significant shift in banking regulation under the Trump administration. While regulatory changes might sound like [...]
Mother and daughter putting money in piggy bank
Knowing how these accounts work, and how they differ, can help better your finances.
Cheerful young student woman excited with good news
Adding more to your savings goals is easier than you think. Here’s how.
Chairman of the Federal Reserve nominee Jerome Powell is sworn in during his confirmation hearing before the Senate Banking, Housing and Urban Affairs Committee
Learn all about Jerome Powell, who is presiding over his first FOMC policy meeting.
Dad and son doing dishes in kitchen | Hero Images/Getty Images
A new Bankrate survey also finds 1 in 4 Americans is open to buying a home in 2017.
Kids explain: Fed Day | Bankrate
Not sure what the Fed does when it meets? Let these children fill you in.
Couple sitting in sofa using tablet computer © iStock
Finances can be complicated for those 40 and up. Here’s how to make your 40s fabulous.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc