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RATES-RESULTS

Best CD Rates Of March 2025 - Up to 4.50%

Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of deposit rate.
March 13, 2025
CALCULATOR

CD Calculator - Free Calculator for Certificate of Deposits

Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity protection, autos, retirement, credit reports, and so much more.
March 11, 2025
RATES-RESULTS

Best 1-Year CD Rates for March 2025

Find the best 1-year CD rates if you have a short-term savings goal in mind.
March 13, 2025
ARTICLE

Current CD Rates For March 2025

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Check out the latest CD rates and recent interest-rate trends from Bankrate’s weekly national survey of large banks and thrifts.
By Karen Bennett · March 13, 2025
ARTICLE

What Is A CD (Certificate Of Deposit)?

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CDs pay a guaranteed rate of return in exchange for locking up your money for a set term.
By René Bennett · March 13, 2025
ARTICLE

How Do CDs Work? Learn about rates and terms

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Certificates of deposit (CDs) hold your funds for a set period. In exchange, you get fixed interest earnings, making CDs a reliable way to earn a return.
By René Bennett · March 12, 2025
ARTICLE

12 Types Of CDs: Which Is Best?

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While all CDs share a common structure, they can differ significantly. Explore 12 types of CDs to determine which best fits your savings needs.
By Karen Bennett · March 13, 2025
RATES-RESULTS

Best 6-month CD Rates For March 2025

Find the best 6-month CD rates for your savings goals.
March 13, 2025
RATES-RESULTS

Best 3-month CD Rates For March 2025

Historically, the best 3-month CD rates handily beat the yields offered on liquid accounts. Is this the best savings option for you?
March 13, 2025
INDEX

CD Resources

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.
March 13, 2025

Synchrony Bank CD Interest Rates

Synchrony offers a wide range of CD terms with high yields, making it a good choice for savers looking to build a CD ladder.
October 21, 2024
ARTICLE

No-Penalty CDs: What They Are And How They Work

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A no-penalty CD is a type of certificate of deposit that earns interest over a set period of time. A no-penalty CD offers more flexibility than a traditional CD by allowing savers to withdraw funds early without a penalty.
By Matthew Goldberg · March 13, 2025
ARTICLE

Pros And Cons Of Jumbo CDs

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A jumbo CD often requires a large deposit and earns a higher yield than a regular CD. Here’s what you need to know if you’re considering a jumbo CD.
By René Bennett · March 13, 2025
ARTICLE

Here's When An Early Withdrawal From A CD Is Worth It

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Cashing in your CD before it matures usually results in a CD early withdrawal penalty. Here’s when taking the money out of your CD early is worth it.
By Karen Bennett · March 13, 2025
ARTICLE

Did You Know You Can Use CDs for Your Emergency Fund? Here's How (Part 2)

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In Part 2, we explore additional ways to utilize CD funds before maturity to fund emergency savings, including CD laddering and partial withdrawals.
By Matthew Doffing · March 13, 2025

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